Some background...
I am currently 49 years old. I got my first
real job in 1975 when I turned 16. Other than a few weeks or months here and there due to unemployment, I worked at least one job until I was 39 years old when my daughter was born. I stayed home with her for the first year and then because I was going nuts, I went back to work. I worked days and my husband worked nights. Yeah, that lasted about 10 months. We were killing ourselves and the extra money got spent on gas and fast food. Due to a combination of things, I quit, but still did what I could to help out with cash flow... some mystery shopping, taste tests and product trials, whatever I could. And we decided it would stay that way until she went to school.
Stuff happened... we moved, hubby lost his job then found a new one and before I knew it, it was time for her to start school. And during those years we filed joint income tax returns.
Fast forward to November, 2006 and I end up in the hospital. And then again in December near death due to what they did to me the month before. Next we have 5 more months of really bad medical stuff going on, but at least I was alive. Then in May of 2006, since we hadn't been thru enough, I was diagnosed with stage 4 colon cancer. Thankfully, thru my husband's job we have great health insurance. Otherwise, we would be homeless by now due to the costs, or I would have had to skip anyy/all treatment.
A friend told me I should apply for disability. So I did. And yes, cancer is considered a disability. And stage 4? Being told you will die bumps you to the front of the line. Who knew?!?!?!
They told me how much I should be getting and told me to send in copies of all my medical records and that I should be hearing back from them soon.
I was thrilled. Not that it was "free" money, look at all those years I had worked. But because I could finally help take some of the pressure off my husband. I was supposed to get enough to cover the mortgage and some of the utilities.
And then the bad news came.
Because I had been a stay at home mom I had not earned enough credits in the last couple of years to qualify for benefits.
WHAT??? I couldn't believe it... It did not matter that I had worked and paid into social security for almost 25 years. And the fact that our family thought it was more important to raise our daughter ourselves rather than put her in day care made no difference whatsoever.
To our government, as a Mom, I had no value.
I even spoke to several attorneys, they all said sad but true.
Even if there is nothing to be done that can help me, and there isn't, it just pisses me off for all the other stay at home parents out there!!
But where do I start, who do I go to?
I am so sick of hearing candidates on both sides talk about families and universal health care, blah, blah, blah. What about this issue? Was I the only stay SAHM who didn't know this?
If you have any ideas on where I should take up this issue, please tell me.
And if you are a parent who want to stay home, please think about keeping at least a part time job or don't stay off work too long. You never know what can happen...